Visa Token Service

With contactless mobile transactions leading the next wave of digital payments, Visa Token Serviceplays a critical role in delivering a seamless experience while protecting consumers' sensitive information from fraud.

By replacing the 16-digit debit or credit card number with a unique identifier called a ‘token’ that only Visa can unlock, consumers no longer need to manually enter their 16-digit card details when paying online or deal with the hassle of updating their card details across multiple platforms when the card expires or needs to be replaced.

Merchants who adopted Visa Token Service reduced payment fraud rates by 58% and Asia Pacific’s digital economy experienced an uplift of more than USD $2 billion as the number of tokens surpassed the 1 billion milestone in the region. Find out more about Visa's innovative products and solutions here.